OREANDA-NEWS. A.M. Best has affirmed the Financial Strength Rating (FSR) of A (Excellent) and the Long-Term Issuer Credit Ratings (Long-Term ICR) of “a” of BF&M Life Insurance Company Limited (BF&M Life), BF&M General Insurance Company Limited (BF&M General) and Island Heritage Insurance Company, Ltd. (Island Heritage) (Cayman Islands). In addition, A.M. Best has affirmed the FSR of A- (Excellent) and the Long-Term ICR of “a-” of Insurance Corporation of Barbados Limited (ICBL) (Barbados). A.M. Best also has affirmed the Long-Term ICR of “bbb” of the parent, BF&M Limited (BF&M). All companies are domiciled in Hamilton, Bermuda, unless otherwise stated. The outlook of these Credit Ratings (ratings) is stable.