OREANDA-NEWS Researchers have found a link between mortgages and reduced divorces. Families who decided to buy an apartment on credit were stronger.

The relationship between the mortgage and the strength of marriage was discovered in a joint study by Equifax and the National Association of Professional Collection Agencies. “Among those who are not burdened with credit obligations, the share of divorces varies from 10 to 20%, and among mortgage borrowers it is minimal - about 2%,” RIA Novosti quoted experts as saying.

According to the findings of the researchers, the main reason is that, when deciding on a loan, families are more responsible about their future, including objectively assessing the likelihood of a divorce.

At the same time, if the family broke up, the probability of late payments increases to 40%. However, as a rule, subsequently, the debt is liquidated in a short time.

According to the Central Bank, Russia has concluded mortgage agreements for 7 trillion rubles. Of these, 1.26 trillion - for the first half of 2019.