OREANDA-NEWS. 'Expert RA' rating agency confirmed 'NEFTYANOY ALLIANCE' Commercial Bank creditworthiness rating В++, which means acceptable credit solvency, with the positive rating outlook. The positive outlook means high probability of upgrading the rating in the mid-term.

A good diversification of raised funds by sources, a good balance of assets and liabilities, by their maturities, in the short-term, low concentration of raised funds on major lenders and low probability of major payments in the rating validity period support 'NEFTYANOY ALLIANCE' Commercial Bank rating.

High concentration of active transactions on major credit risk items, low profitability indicators and low capital adequacy with a suboptimal equity structure were the principal factors that restrained the Bank's creditworthiness.