OREANDA-NEWS. Expert RA rating agency confirmed 'Khlynov' commercial bank creditworthiness rating A, which means high credit solvency. The rating outlook is stable.

High profitability and low concentration of active transactions on major credit risk items support the Bank rating. In addition, Expert RA assesses the low probability of major payments and high diversification of liabilities by lenders positively.

Moderately low capital adequacy was the rating-restraining factor. Reliance on individuals' money as a source of funding, in the context of their low geographic diversification, also had a negative impact on the Bank rating.