OREANDA-NEWS. 'Expert RA' rating agency confirmed 'Sberinvestbank' creditworthiness rating A, which means high credit solvency, the outlook is stable. The stable outlook means high probability of maintaining the rating in the mid-term.

A good balance of assets and liabilities, by their maturities, in the short-term, high loan portfolio security and moderately low exposure of the securities portfolio to credit and stock market risks have a positive impact on the Bank's creditworthiness.

Low capital adequacy, low business profitability and high concentration of active transactions on the major credit risk items are the key factors having a negative impact on the rating.