OREANDA-NEWS. Fitch Ratings has downgraded Bank Audi (Audi) and Byblos Bank's (Byblos) Long-Term Issuer Default Ratings (IDR) to 'B-' from 'B', and the Viability Ratings (VR) to 'b-' from 'b'. The Rating Outlooks on the Long-Term IDRs have been revised to Stable from Negative.