OREANDA-NEWS. On November 20, 2007 Verniy Captal JSC (Almaty) that is an authorized broker of Bank Austria Creditanstalt AG (Vienna) on buy-up of shares of ATFBank JSC (Almaty) provided Kazakhstan stock exchange (KASE) with the following information, reported the press-centre of KASE:

Having signed the agreement of purchase and sale of shares dated June 21 of 2007 and having participated on open (specialized) trades, conducted on Kazakhstan stock exchange, Bank Austria Creditanstalt AG that is a juridical person, created and conducting its activities in accordance with Austrian legislation, located in Vordere Zollamtsstrasse 13, 1030, Vienna, Austria, registered in the Trading Register of Economical Court of Vienna city under the number FN 150714 p. (Buyer) acquired and became the owner of 19,690,030 common shares (NIN KZ1C35970017), 9,372,628 preferred stocks (NIN KZ1P35970816) and 313,313 preferred stocks (NIN KZ1P35970618) of ATFBank JSC that is a joint stock company, created and in accordance with Kazakhstan legislation and located at 100, Furmanov street, Medeu district, Almaty , 050000, Republic of Kazakhstan.

By this offer, the Buyer in accordance with the article 25.3 of the law of the Republic of Kazakhstan "About Joint Stock Companies" (dated Mai 3 of 2003) offers to all remaining shareholders of ATFBank JSC who own shares that were not bought by the Buyer (together - "Shareholders") to redeem their correspondent common or/and preferred shares in ATFBank JSC (together - "Shares") on the conditions, following below, but taking into account other conditions of this offering ("Offering"):

- KZT10,180.93 per each common share (NIN KZ1C35970017);

- KZT5,675.11 per each preferred stock (NIN KZ1P35970816);

- KZT5,675.11 per each preferred stock (NIN KZ1P35970618);

Additional Remuneration

In addition to the price of offering, specified above, the Buyer will pay to the Shareholders who accept the Offering an additional remuneration ("Additional Remuneration").

Period of validity of the Offering

The offering takes effect since 00:00 a.m. of November 17 of 2007 and each Shareholder will have a right to accept the offering of the sale of the shares, he/she owns within the 30 day term since the day of offering's publication about their sale, that is, till 23:59 of December 17 of 2007.

More detailed information regarding sale of Shares based on the given Offering and procedures of calculations and payment of the Additional remuneration is available in text of Information Memorandum, placed in the next sections of official Internet - pages of Kazakhstan stock exchange:

- http://www.kase.kz/emitters/scan/atfb/atfb_infomemo_shares_rus.pdf - in Russian;

- http://www.kase.kz/emitters/scan/atfb/atfb_infomemo_shares_eng.pdf - in English,

or by addressing Verniy Captal JSC (117/6, Dostyk avenue, Almaty; phone: +7 727 295 26 30, fax: +7 727 295 26 37).