OREANDA-NEWS. December 26, 2007. "The Ukrainian consumer crediting differs from western the same as and economic, tax and financial legislation. The existent charts of the Ukrainian consumer crediting are limited the scopes of current legislation. And speech goes not only about the normative documents of NBU but also about an economy on the whole. In an occident quite another interest rates are on credits, deposits and other bank services.

It is explained by a difference in a price on resources in the west and in Ukraine. Basic difference of western charts of crediting – in their simplicity, speed and cost. But it - overhead part of iceberg only. His greater part – invisible. It is approach in work with a client on the different stages of crediting. And speech goes not about quality of service, but about the estimation of borrower and decision-making in relation to a client", - said the deputy-Head of management of efficiency of channels of sales of retail business of RODOVID BANK Alexander Zakharov.