OREANDA-NEWS. On 08 April 2008 was announced, that AK&M agency assigned to TransCreditBank A+ rating with positive outlook. The agency emphasized that “ a review of the Bank’s credit policies and debt structure revealed high quality of its credit portfolio.  TransCreditBank lends to corporate entities from various sectors of economy, besides loans to retail borrowers constitute a significant portion of its portfolio.  As of January 1, 2008, delinquent loans account for only 0.42% of total outstanding loans which is significantly the Russia’s average (1.33%)”.  The agency’s experts believe that the risk of TransCreditBank failing to perform under its obligations when the same fall due is low.  Going forward its credit quality is likely to improve.