OREANDA-NEWS. February 18, 2009. The largest payment system CyberPlat® jointly with Sobinbank (a member of Gazprom group), which has a widely spread branch network throughout Russia consisting of 109 branch offices in 30 cities, offer the clients (dealers) of the CyberPlat® company a convenient possibility to ensure payment acceptance.

One of the problems of the merchant companies and networks of payment terminals is impossibility of instantaneous top-up of their accounts with the clearing bank of the payment system because the bank transfers from one credit institution to another cannot be performed in the real-time mode. Besides, under the conditions of instability in the financial market, bank transfers can be carried out with a considerable delay. In response to this problem, the clearing bank of the CyberPlat® payment system – Platina Bank - launched a co-project with Sobinbank.

A client of the CyberPlat® payment system can open an account with Sobinbank at its nearest office and credit this account with the sales proceeds. At the same time, the client will issue Sobinbank a payment order for transferring the deposited amount to Platina Bank. Thanks to availability of a special correspondence account of Platina Bank with Sobinbank, this transaction will be performed very fast regardless of how the offices of the Central Bank of the Russian Federation operate. As a result, the funds deposited by the client will arrive online on the client’s account which is intended for accepting payments made in favour of the telecommunications operators and service providers.

Using the above-described scheme will enable the clients of the CyberPlat® payment system to top up in the amount sufficient for continuous payment acceptance without necessity of diversion of additional circulating assets.