OREANDA-NEWS. March 31, 2009. According to NBM, in February 2009, the volume of loans provided by the banks totalled 1 billion 328.9 million leis, or 51.73% less than in February 2008 (2 billion 732.16 million leis). 803.23 million were issued in leis (57.4% more than in January 2009), and 515.7 million - in foreign currency (43.23% more than in January 2009).

Of the total loans provided in leis, 81.9% (657.9 million leis) were issued to legal entities and 18.09% (145.3 million leis) - to individuals.

In particular, consumer loans, provided to individuals, amounted to 128.6 million leis and loans for acquisition of real estate - 10,06 million leis. At the same time, 99.78% (514.56 million leis) of loans in the foreign currency were provided to legal entities.

The most expensive were loans for 6-12 months in MDL: real estate loans for individuals - 28% and consumer loans- 26.71%. The highest interest rate was registered on the foreign currency loans granted for 1-3 months - 15,40%.

elow average were the rates on loans granted for over 12 months. In general, the average rate on the bank loans in the national currency decreased from 23.25% in January 2009 up to 22,93% in February 2009, while the rate on loans in the foreign currency has grown from 13.20% in January 2009 up to 14,06% in February 2009.