OREANDA-NEWS. March 17, 2010. ROSNO’s Ural Directorate has paid full insurance compensation in the amount of 608,564 roubles under the concluded combined mortgage insurance agreement, following the insured accident — ascertainment to the borrower of 2nd disability group due to natural reasons, reported the press-centre of ROSNO.

The borrower’s disability resulted from cancer disease. This event was recognized as an insured accident. The payment was made under the risk "permanent and complete loss of general working ability, with ascertainment to the insurant of 2nd disability group due to natural reasons" in full and in accordance with the stated insurance amount.

The insurance compensation was paid in two installments: 517,149 roubles to the bank which had extended the mortgage loan, and the positive difference in the amount of 91,415 roubles was paid to the borrower. Payment was made within two months after submission of loss proof by the borrower.

Under the accident and sickness insurance agreement concluded under the mortgage insurance program, the insurant had been protected against the following risks: death caused by accident, death caused by natural reasons, permanent and complete loss of general working ability due to an accident with ascertainment of I or II disability groups, permanent and complete loss of general working ability due to natural reasons with ascertainment of I or II disability groups.