OREANDA-NEWS. September 22, 2010. Unibank offers convenient access to the new banking product - credit card U-100 with a limit of up to 300 thousand drams. Credit can be granted to the individuals who do not have a negative credit history, reported the press-centre of Unibank.

To receive a card enough to present a passport, social card and reference from the employer about the salary and position, if the requested amount exceeds 100 thousand drams. Term of credit is 24 months, the card is issued free of charge, at no charge for annual maintenance. The interest rate is 24%. In this case the cardholder U-100 is available 30-day privileged period during which the client is exempt from the payment of interest on the loan. Providing cards with credit forming procedure takes no more than 5 working days. To get a card U-100 is available at all 33 branches of the bank.

There is a very broad range of credit cards for all purposes in Unibank: consumer, travel, for medical services payments, insurance, etc. And with the launch of its own processing center, scheduled for early autumn, the bank will be able to establish joint projects with manufacturers and retail chains, offering customers a new loyalty program, which is based on the idea of bonus points. Thus, the client, paying for various goods and services at the same time will be able to earn in the form of money that will accrue to his card account. Thus, the companies’ participants of the program will return to customer part of the money spent, demonstrating loyalty to their clients.

"Thus, the cardholder will perceive a plastic card not simply as a means of cashing money, but the possibility of obtaining a number of preferences that they can not get in any other case, since our new developed products will  be unique in its kind. Our main goal - to prove to customers that to keep money in the bank is profitable for them, "- noted the Deputy Executive Board Chairman, Director of retail business of “Unibank" cjsc Mesrop Hakobyan.

At present, the number of banking cards reached 60.000, the number of placed ATMs - 70 and POS-terminals - 656.

For more detailed information about Unibank’s credit cards can be found at the Bank’s internet site (www.unibank.am) in the section "Plastic Cards" or at Call-center - 85-80.