OREANDA-NEWS. January 12, 2012. On December 14, at the 7th National Banking Awards Ceremony organized by the Association of Russian Banks, the lender’s personal loan option Access was judged the country’s best retail credit product

Uniastrum President Gagik Zakaryan received the award from two-time Hero of the Soviet Union and pilot cosmonaut Viktor Gorbatko, marking Uniastrum’s third win of one of the banking sector’s most coveted prizes. This year the Prize Jury chose to present the Bank with a special award for the best retail loan product in the Household Lending category.

Uniastrum launched its Access credit initiative in August 2011 since when demand for the Bank’s consumer lending options has more than doubled. In October and again in December Access was ranked the nation’s best personal loan deal by Sravni.ru web portal.

Under Uniastrum’s Access program, customers can borrow up to Rb 600,000, repayable over a period of 3 years. A general-purpose loan, Access interest rates start at 10.5% APR and are calculated individually on a per-customer basis using risk-based pricing1. Along with the loan, borrowers automatically receive a Visa Electron card. The credited funds are repayable by fixed monthly installments, which can be made at any Uniastrum branch, via self-service kiosks, or using QIWI and Elecsnet payment terminals. For more details visit http://www.uniastrum.ru/personal/crediting/customer/affordable/

“Access can genuinely be said to have become a popular favorite and it gives me great pleasure personally to think that this particular loan program has been rated so highly by our customers and the banking community alike,” notes Gagik Zakaryan. “Uniastrum has always made it a matter of policy to cater to the needs of the wider public by offering competitively priced borrowing and deposit options, while ensuring high-quality service throughout our extensive nationwide branch network.”