OREANDA-NEWS. February 7, 2012. The rating agency "Expert RA" rating is assigned the insurance company "Fjord" (Samara) at A "high level of reliability" rating outlook "stable." Positive impact on the rating of the IC "Fjord" providing high current ratio, high levels of solvency and capital adequacy. "In addition there are low value share of the cost of doing business, the net loss ratio. Positively valued characteristic of the high profitability of the insurer's assets and equity, the low values ??of the ratio of receivables to total assets of the company, as well as the high liquidity of the investment portfolio. Do not allow the company to assign a higher rating, factors such as low percentage of contributions received from the customer market, the low dimensional performance. In addition, intelligence agencies say the low rates of growth of premiums IC "Fjord": the amount of total insurance premiums collected by the company for nine months of 2011 increased by 4.0% in comparison with the total insurance premiums collected by the company for nine months of 2010. Also, the company has no branch network.