OREANDA-NEWS. March 27, 2012. Starting from March 14, 2012 the program of financial lease of car selling to individuals and individual entrepreneurs is officially launched through the networks of PJSC "Ukrsotsbank" and "UniCredit Leasing" Ltd.

In order to finalize financial leasing it is necessary to take the specification on the car, form a package of documents and contact the nearest branch of PJSC “Ukrostsbank”, UniCredit Bank™.

The main terms:

Advance payment: 20% of the total cost of the car;

Interest rate: 10% per annum in dollars or euros;

Period of funding: up to 5 years;

Commission for finalizing: 2.5% of the funding amount.

Financial leasing is an alternative to the loan and the more comfortable type of car funding, which includes: a car purchase on the customer's request and up to his choice, payment of all taxes and fees, registration with the traffic police authorities, insurance according to "CNC" and "OMI" program, car delivery to the client for use within a specified period for a specified price with repurchase at payment term.

The main differences of the financial leasing from the loan:

Foreign currency financing. The rate is lower by 8-10% than hryvnia funding;

Advance payment includes only 20% of the car price. Finalization costs, pension fund, "CNC" and "OMI" are divided on equal installments for the monthly lease payments;

The customer can purchase a car of increased configuration with additional functionality and equipment. Their cost will be included into the lease payments;

The leasing company enjoys significant discounts on car purchase and insurance, which are granted to the client;

The client gets the car on turnkey basis, registered in the traffic police authorities, with a complete set of documents and insured;

The subject of lease can be not of no case the subject to a tax lien, and it can not be imposed burdening of the third parties;

Additional service support (assistance) of the clients within the lease term.