OREANDA-NEWS. May 17, 2012. Expert RA rating agency confirmed A creditworthiness rating (high) to Bank of Kazan, forecast is “stable”.

Bank of Kazan rating chief positive factors: short-term asset/liability balance, highly secured loans, presence of additional liquidity sources. Other positive creditworthiness elements: acceptable business operation profitability, highly diversified credit portfolio (by industries) of legal entities and individual entrepreneurs, low currency risks. Owner’s support is highly probable.

Bank creditworthiness limitations: low adequacy of own means and their improper structure, poor long-term asset/liability balance, moderately high concentration of attracted funds with one creditor at some dates in 2011. Negative features: insufficiently conservative provision policy, moderately high concentration of credit risks with related parties.