OREANDA-NEWS. May 28, 2012. Expert RA rating agency confirmed A creditworthiness rating (high) to Tveruniversalbank, forecast is "stable".

Tveruniversalbank rating is supported by low level of overdue debt on the balance sheet, good indicators of instant and current liquidity, highly adequate capital. The bank is characterized by low concentration of active operations at large credit risk objects, highly secured loan portfolio, client-diversified liability base.

One of the key limiting factors: dependence on population funds with poor geographic diversification. "Over half of the liabilities consist of physical persons accounts, attracted in Tver oblast", adds Stanislav Volkov, head of Expert RA credit institutions department.