OREANDA-NEWS. September 14, 2012. Ingosstrakh Insurance Company has elaborated and started selling the new "Holiday"product for retail customers. It is intended to be used by people who go on holiday leaving their flat or summer house unattended and are worried about preservation of their property, and so they wish to protect themselves against losses which may arise if damage is done to the property of their neighbors through their fault.

Moreover, the product is interesting for the customers who, for a number of reasons, see no sense in buying a standard yearly insurance policy, but wish to ensure coverage of their property for a short period.

The "Holiday"product envisages insurance of a flat, including finishing, engineering equipment and movable property. Supporting structures can also be insured along with the summer house. The agreement covers all the property risks, including terrorist attack. In addition, the customer's civil liability for the damage done to life, health and property of third parties during operation of the flat will also be insured.

The new product envisages three possible variants that differ by insurance sum and limit of liability. So the customer can insure his property for RUB 1 m, RUB 1.5 m or RUB 2 m. The insurance limits under civil liability amount to RUB 100,000, RUB 150,000 or RUB 200,000. The cost of the policy will depend on the variant, selected by the customer, and the number of days when the agreement remains effective.

Before the product occupied its position in the range of Ingosstrakh Insurance Company, the program of short-term property insurance successfully passed the stages of test sales and managed to approve itself. The specialists of the company's Sales Department noted high demand for the new offer on the customers' part.

According to Vadim Yurko, Head of Marketing Department of Ingosstrakh Insurance Company, the work on constant service improvement is being carried out in the company: "We are striving to offer complex insurance solutions to our customers. The new product has a number of advantages, the main of which is the simplicity of executing such a policy: the agreement is concluded without examination and photos of the insurance object. And when the insurance case occurs, the customer can address the insurance company within five calendar days from the moment when it became known to him/her about the accident, that is, for instance, after returning home from holiday.”

Any customer can buy the new product in any office of Ingosstrakh Insurance Company all over the country. The possible term of validity of the "Holiday"insurance policy ranges from 7 to 60 days.