OREANDA-NEWS. January 29, 2013. (Rs. In Crore)

Q3

FY-2012

13

Q3

FY-2011

12

%

Growth

(YoY)

Nine

Months

ended

31.12.12

Nine

Months

ended

31.12.11

%

Growth

(YoY)

Operating Profit

926.38

827.08

12.01%

2744.16

2386.66

14.98%

Net Interest Income (NII)

1204.44

1139.89

5.66%

3487.39

3147.64

10.79%

Non Interest Income

377.80

295.27

27.95%

1193.00

896.50

33.07%

Dec,2012

Dec,2011

Growth

(YoY)

Business Mix

2,92,118

2,66,892

9.45%

Total Deposits

1,68,492

1,56,194

7.87%

Total Advances

1,23,626

1,10,698

11.68%

Core Deposits

1,35,613

1,08,992

24.43%

Bulk Deposits

32,663

46,901

-30.36%

CASA Deposits

40,229

34,805

15.58%

CASA Deposits as percentage to Total Deposits

23.88%

22.28%

160 bps

Retail Advances

13,588

12,071

12.57%

CD Ratio

73.47%

71.01%

246 bps

Yield on Advances (9 Months)

12.32%

12.09%

23 bps

Yield on Investments (9 Months)

7.43%

7.31%

12 bps

Book Value per Share (in Rs.)

401.72

356.54

12.67%

Earnings Per Share (in Rs.) -Annualised

46.61

40.07

16.32%

o Total recovery (including upgradation) Rs.392.32 crore during Q3 of FY-2012-13. Total recovery (including upgradation) during Nine Months ended 31st December,2012 is Rs.1527.87 crore against Rs.1091.92 crore during Nine Months ended 31st December,2011.

o Total restructured book of the Bank stood at Rs. 11,798 crore (addition of Rs. 741 crore during

Q3) out of which aviation is Rs.1176 crore and Discoms Rs.4110 crore.

o Capital Adequacy of the Bank is 12.25%(Tier I- 9.14%, Tier-II 3.11%)

o 69 New Branches opened during the current quarter and 11 extension counters have been upgraded.48 new ATMS installed during Q3. Total delivery channels of the Bank are 3283 (1930 Branches, 01 Extension Counter and 1352 ATMs). We look forward to open another 70 Branches in the next quarter to reach 2000 Branches by 31st March, 2013.