OREANDA-NEWS. “Expert RA” rating agency confirms ‘FIA-BANK’ Joint Stock Commercial Bank creditworthiness rating B++, which means acceptable credit solvency; the rating outlook is developing. The developing outlook means equal probability of both maintaining and downgrading the rating in the mid-term.

A good balance of assets and liabilities, by their maturities, in the short-term and high loan security support the rating. The Agency also positively estimates the Bank’s good competitive standing in the segments of mortgage lending and lending to small and medium businesses as well as low concentration of borrowings on major lenders.

Insufficient balance of assets and liabilities, by their maturities, in the long-term and a moderately high concentration of credit risks in one sector are the factors restraining the Bank’s creditworthiness.

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