OREANDA-NEWS. "Expert RA" rating agency confirmed ‘INTERNATIONAL FINANCIAL CLUB’ Joint Stock Commercial Bank creditworthiness rating A+, which means very high credit solvency; the outlook is stable.

A good balance of assets and liabilities by maturities was highlighted as the key positive factor. High loan portfolio security with securities, sureties and guarantees and low past due debt under corporate loans also have a positive impact on ‘INTERNATIONAL FINANCIAL CLUB’ bank creditworthiness.

The insufficiently conservative provisioning policy and moderately high reliance of liabilities from the narrow group of counterparties are the main factors having a negative impact on ‘INTERNATIONAL FINANCIAL CLUB’ bank rating.