OREANDA-NEWS. 'Expert RA' rating agency confirmed 'Financial Standard' Commercial Bank creditworthiness rating A, which means high credit solvency; the rating outlook is stable.

High loan security, a good balance of assets and liabilities, by their maturities, in the long-term and the provisioning policy adequate to the current credit risk level have a positive impact on the Bank's creditworthiness.

The Agency's analysts regard high concentration of active transactions on the major credit risk items, low business profitability and high reliance of the resource base on the major lender's funds as the rating-restraining factors.