OREANDA-NEWS. 'Expert RA' rating agency upgraded 'UNICORBANK' creditworthiness rating to A, which means high credit solvency; the rating outlook is stable. The Bank used to have rating В++, which means acceptable credit solvency, with the positive outlook.

Moderately high capital adequacy, high industry diversification of the corporate and individual business loan portfolio, and a good balance of assets and liabilities, by their maturities, in the long-term also have a positive impact on the rating.

High concentration of active transactions on the major credit risk items and low coverage of operating costs with interest and commission income restrain 'UNICORBANK' rating.