OREANDA-NEWS. ‘Expert RA’ rating agency confirmed ‘IntrustBank’ creditworthiness rating В++, which means acceptable credit solvency. The rating outlook is positive, which means high probability of upgrading the rating in the mid-term.

A good balance of assets and liabilities, by their maturities, in the short- and long-terms, the loan provisioning ratio adequate to the current credit risk level and good coverage of operating costs with net interest and commission income have a positive impact on the rating.

Low capital adequacy with the suboptimal equity structure, high prolonged debt and the high share of doubtful debts as well as persistently high concentration of active transactions on major credit risk items have a negative impact on the rating.