OREANDA-NEWS. Interest now payable on Uniastrum’s Access loan varies from 16% to 21.5%, depending on the credit period. Borrowers can take out up to Rb 500,000, repayable over five years. Under the Corporate lending program, payroll card customers or those with a positive credit history enjoy easier terms and benefits.

Loan interest rates are set on a per-customer basis and take into account the borrower’s risk profile, which includes analysis of his/her credit history, current debt burden, and related considerations.

Loans can be applied for online or at any Uniastrum outlet, and the preliminary loan decision is taken in just 10-15 minutes. Customers then have 30 days to access the credited funds.