OREANDA-NEWS. ‘Expert RA’ rating agency confirmed ‘Soyuzny’ Commercial Bank (LLC) creditworthiness rating A, the rating outlook is stable, the rating sub-level is the first. The stable outlook means high probability of maintaining the rating in the mid-term.

High capital adequacy and a good balance of assets and liabilities, by their maturities, in the mid-term support ‘Soyuzny’ Commercial Bank rating. The provisioning policy adequate to the current risk level has a positive impact on the rating.

High concentration of active transactions on the major credit risk items and the suboptimal loan portfolio security structure were the main factors restraining the Bank’s creditworthiness.