OREANDA-NEWS. 'Expert RA' rating agency confirmed 'Yugoria' State Insurance Company reliability rating A, which means high reliability. The rating outlook is developing, which means equal probability of maintaining and changing the rating in the mid-term. The rating sub-level is three.

High equity growth rate and high deviation of the actual solvency margin from the standard one were highlighted among factors positive for the Insurer's financial stability. The Company's investment portfolio is described by high reliability; its reinsurance protection is reliable and highly diversified.

Such factors as the Company's balance sheet loss in 2011 and 2012 as well as in 1H2013, low adjusted net insurance liquidity ratio, low investment portfolio liquidity and its low diversification do not allow assigning a higher rating.