OREANDA-NEWS. 'Expert RA' rating agency confirmed 'Regional Credit' Bank creditworthiness rating A, which means high credit solvency, the third sub-level. The rating outlook is stable.

The high securities portfolio quality and moderately high RoE under RAS support the Bank rating. A good balance of assets and liabilities, by their maturities, in the mid-term, in the 12+ months term, and low currency risks also have a positive impact on the rating.

The extremely high share of encumbered securities is highlighted as the key rating-restraining factor by 'Expert RA' analysts. The moderately high reliance of the resource base on liabilities that mature within 30 days, the insufficient balance of assets and liabilities, by their maturities, in the short-term also have a negative impact on the rating.