OREANDA-NEWS. 'Expert RA' rating agency confirmed 'Chelyabinvestbank' creditworthiness rating A+, which means very high credit solvency, the first sub-level, the stable outlook. The stable outlook means high probability of maintaining the rating in the mid-term.

Good capital adequacy, a good balance of assets and liabilities, by their maturities, in the short- and mid-terms, and low concentration of credit risks on major customers are the principal factors having a positive impact on 'Chelyabinvestbank' rating. In addition, high business profitability and a good balance of assets and liabilities, by their maturities, in the long-term are highlighted by the Agency's analysts.

'Expert RA' analysts note the insufficiently conservative provisioning policy and the suboptimal equity structure as the key rating-restraining factors.