OREANDA-NEWS. 'Expert RA' rating agency confirmed 'Econombank' creditworthiness rating A, which means high credit solvency, the second sub-level, the stable outlook. The stable outlook means high probability of maintaining the rating in the mid-term.

High loan security ratios and good loan portfolio quality are the key factors having a positive impact on 'Econombank' rating.

Low capital adequacy and moderately high concentration of active transactions on major credit risk items are the key factors having a negative impact on the rating. The Bank's high reliance on the individuals' money as the main source of funding, combined with their low geographic diversification, pressurizes the rating, too.