OREANDA-NEWS. 'Expert RA' rating agency confirmed 'Uniastrum Bank' creditworthiness rating B++, which means acceptable credit solvency. The rating outlook changed from developing to positive. The positive outlook means high probability of upgrading the rating in the mid-term.

High loan portfolio security and a good balance of assets and liabilities, by their maturities, in the short-term were highlighted as the key positive factors.

The Agency highlights very low profitability ratios as the key negative factor: in 2013, pre-tax loss came to RUB 76.5 million, and RoE, to -0.8%.