OREANDA-NEWS. 'Expert RA' rating agency upgraded 'Equipe' insurance company reliability rating to B+, which means sufficient reliability. The Company used to have rating B. The rating outlook is developing, which means equal probability of changing and maintaining the rating in the mid-term.

Stability of a series of the key financial indicators, the low loss ratio in the Company's core lines of business for 6 months 2013 and maintenance of high net adjusted insurance liquidity ratios had a positive impact on the rating. In addition, high reinsurance coverage reliability was highlighted.

Many instances of non-compliance with the solvency margin standard, the high relative value of the maximum possible net insurance indemnity, and the low share of investments into cash, deposits and promissory notes of banks, with the Company's high liquidity risk exposure, were highlighted as the main rating-restraining factors.