OREANDA-NEWS. 'Expert RA' rating agency assigned 'Russian Standard Insurance' (insurance company) reliability rating А+, which means very high reliability, the second sublevel. The rating outlook is stable, which means high probability of maintaining the rating in the mid-term.

High deviation of the actual solvency margin from the standard one, the low share of operating costs and high RoE have a positive impact on the Company rating.

High reliance on one partner bank, the high share of investments into affiliated investment items, reduction in insurance premiums and the high payables to balance sheet total ratio restrain the rating.