OREANDA-NEWS. “Expert RA” rating agency confirmed “Russian Mortgage Bank” creditworthiness rating A, which means high credit solvency, the third sublevel. The rating outlook is stable.

The low share of non-performing and uncollectible loans in the loan portfolio is highlighted as the key positive factor. The high coverage of operating costs with net interest and commission income and low reliance of the liabilities on the major lenders' funds support the rating.

The Agency highlights low loan security among the factors having a negative impact on the rating. High H6 values, which came close to the permissible maximum of 25% as of March 1, 2014, also pressurize the rating.