OREANDA-NEWS. Expert RA Rating Agency (RAEX) confirmed Transcapitalbank credit rating A++, which means “Exceptionally high (the highest) level of creditworthiness”. The rating outlook is “stable”.

Among key positive factors the Agency still highlights high likelihood of administrative support of the bank by state authorities, high indices of loans security, good balance of assets and liabilities by maturities in the short and long term.

Presence of risks associated with the decrease of business activity of a certain part of foreign shareholders of the bank in Russia, moderately high share of overdue indebtedness with regard to the portfolio of legal entities and individual entrepreneurs as well as a considerable share of loans of the IVth and Vth quality categories are rating score restraining factors.

Expert RA was evaluated and certified as satisfying to ISO 9001:2008 demands in the following areas: assigning and actualizing expert assessments; analysis of markets and companies, survey activity; organization of business-forums, conferences and round tables. Rating methods were approved by leading international audit-consultation companies: PricewaterhouseCoopers, Deloitte. Procedural quality and information confidentiality principles are confirmed by Accenture.

Expert RA is accredited at the RF Ministry of Finance. The Agency ratings are included in the list of official requirements to banks, insurers, pension funds, issuers.

Expert RA ratings have been officially recognized by FSFM, Central Bank of Russia, Vnesheconombank of Russia, MICEX-RTS, Mortgage Crediting Agency, Deposit Insurance Agency, professional associations and self-regulating organizations: VSS, Russia Association, Strategic Initiative Agency, RSA, NAPF, NLU, NSG, NFA, and hundreds of companies and agencies in the period of bids and tenders.

Expert RA and its employees received more than 80 diplomas, awards and thank-you notes, including Financial Elite award for transparency increase at the financial market, Pension Fund of Russia diploma for objective industry coverage, Time of Innovation award for popularization of innovation activity, Golden Salamander award for high analytical quality at the insurance market and many others.