OREANDA-NEWS.  September 02, 2014. Joint Stock Company ‘Halyk Savings Bank of Kazakhstan’ and its subsidiaries (together “the Bank”) (LSE: HSBK) releases its interim condensed consolidated financial information for the 6 months ended 30 June 2014.
 
6 months 2014 financial highlights
 
Net income is up by 87.4% to KZT 64.0bn, YoY;
Net interest income before impairment charge is up by 32.0%;
Impairment charge is down by 79.2%;
Net interest income is up by 49.1%;
Fees and commissions from transactional banking are up by 12.7%;
RoAE is up to 32.1% p.a. (20.4% p.a. for 6m 2013);
RoAA is up to 4.7% p.a. (2.8% p.a. for 6m 2013);
 
Total assets are up by 12.1% YTD;
Net loans to customers are up by 2.9%;
Amounts due to customers are up by 15.5%;
Total equity is up by 11.6%;
NPLs 90-day+ ratio is down to 15.4% (18.0% as at 31 December 2013).