OREANDA-NEWS. Fitch Ratings has withdrawn the ratings of the following bank subsidiaries of Zions Bancorporation (ZION) as they no longer exist after a charter consolidation undertaken by ZION effective Dec. 31, 2015:

--Amegy Bank, N.A. (ABNA)
--California Banka and Trust (CBT)
--National Bank of Arizona (NBA)
--Nevada State Bank (NSB)
--Vectra Bank Colorado, N.A. (VBC)
--The Commerce Bank of Washington, N.A. (CBW)

Fitch has also withdrawn the ratings of The Commerce Bank of Oregon as the company no longer exists. It was merged into The Commerce Bank of Washington, NA effective April 1, 2015.

A full list of rating actions follows at the end of this press release. Fitch last affirmed these entities' ratings on Oct. 5, 2015.

The ratings of ZION and its subsidiary, ZB, N.A., are not impacted by today's action.

KEY RATING DRIVERS

IDRS and VRs
Today's actions reflect the merger of the above bank charters into one effective Dec. 31, 2015. ABNA, CBT, NBA, NSB, VBC and CBW have been merged with and into Zions First National Bank. Subsequent to the merger, Zions First National Bank legally changed its corporate title to ZB, N.A., after which ZB, NA., will continue to operate in local markets using the names of the merged bank affiliates as trade names.

All deposit liabilities of the former charters were moved over to ZB, N.A.

SUPPORT RATING AND SUPPORT RATING FLOOR
The banks' Support Ratings and Support Rating Floors were withdrawn as the entities no longer exist.

LONG- AND SHORT-TERM DEPOSITS
Fitch has withdrawn the banks' long- and short-term deposit ratings as the entities no longer exist. All deposit liabilities were moved to ZB, NA which has a long-term deposit rating of 'BBB' and a short-term deposit rating of 'F2'. Fitch affirmed these ratings on Oct. 5, 2015.

RATING SENSITIVITIES
Rating sensitivities are no longer relevant given today's rating withdrawals.

The rating actions are as follows:

Fitch has withdrawn the following ratings as the entities no longer exist:

Amegy Bank, N.A.
California Banka and Trust
National Bank of Arizona
Nevada State Bank
Vectra Bank Colorado, N.A.
The Commerce Bank of Washington, N.A.
The Commerce Bank of Oregon

--Long-term IDR 'BBB-';
--Viability 'bbb-';
--Short-term IDR 'F3';
--Long-term deposits 'BBB';
--Short-term deposits 'F2';
--Support '5';
--Support floor 'NF'.