OREANDA-NEWS  Sberbank from January, 14 will raise, told source in the Bank.

According to this information, on average, mortgage rates will grow by 1-1.5 percentage points.

In October last year, Sberbank raised the mortgage rate by 0.4 percentage points. So, now the base rate for the purchase of housing under construction is 9.5%, ready housing — 9.7-10.1%. You can refinance your mortgage at 9.9 percent.

RIA Novosti also got acquainted with the Bank's document on the planned range of rates for salary clients or Sberbank employees applying online.

If the initial payment for the purchase of ready-made housing is less than 20%, the rate will be 11.2%, if more than 20% — 11%. For housing under construction the rate will be 10.7% and 10.5% respectively.

For those who do not is a payroll customer or employee of the savings Bank, the rates will rise by 0.3%.

VTB raised mortgage rates by 0.6% from the first of January.

Now the standard rates for construction and finished housing range from 10.1% to 10.5% per annum. Also, for loans issued from the new year with an initial contribution of less than 20%, VTB introduces an additional surcharge to the rate of 0.5%. This will not affect the mortgage with the parent capital and the military mortgage.

In December, the Bank of Russia raised the key rate to 7.75%.

The average size of the mortgage loan in November 2018 increased to 2.34 million rubles - a record figure for all time observations, according to the National Bureau of credit histories.

The largest average size of the mortgage loan in November 2018 was recorded in Moscow (4.48 million rubles), Moscow region (3.36 million rubles), St. Petersburg (3 million rubles), as well as in Khabarovsk (2.76 million rubles) and Primorsky (2.62 million rubles) regions.