OREANDA-NEWS. August 31, 2007. For today mortgage lending service is the most comfortable way of housing problems resolving and permits to facilitate financial load of a consumer while purchasing a flat, reported the press-centre of PRAVEX-BANK.

PRAVEX-BANK makes this service more obtainable. During August mortgage lending interest rate in national currency was decreased on 2%. So, 03.08.07. the rate was decreased on 1% and constituted 15,49%, and already 27.08.07. was decreased again on 1% more and at this moment constitutes 14,49%.

Lending term — up to 25 years. Also the lending is possible without first payment. Still, mortgage lending advanced repayment is possible at any time, without any penalty provision and additional expenses of customer. Moreover, while mortgage lending a customer has a possibility to draw a credit for housing repair with 50% discount.

Also, PRAVEX-BANK offers its customers the packet "Light", which has a priority of including into lending amount not only a complete cost of the flat, but also a sum of expenses connected with the flat purchase (payment for services of independent appraisal company, notary services payment, payment of real estate agency services and so on).

"Bringing into service of new crediting terms, taking into account that PRAVEX-BANK provides its customers with a possibility to take a credit for 100% of the flat cost, will permit not to suspend flat purchase for prospect, but just today to become an accommodation owner, having drawn a credit at PRAVEX-BANK. Our main aim is to make mortgage lending to be obtainable for as much people as possible. As a result, monthly the number of mortgage lending in the Bank is increased at least on 33%", — commented Dmytro Buts, Head of Mortgage Lending Department of PRAVEX-BANK.