OREANDA-NEWS. May 16, 2008. Kapital Bank offers its traditional season product -”Summer Gift” Deposit. Experience shows that our customers give some preference to the deposit because of the following reasons: attractive interest rates and possibility to get calculated interest beforehand. The minimal sum of the deposit is 500 AZN or USD. If you place the deposit for 12 months in manats you receive 13% and in dollars 14%, for 6 months – 11% in manats and 12% - in dollars. Our customers receive also a plastic card free of charge.