OREANDA-NEWS. June 2, 2008. "Grace period of crediting is the important advantage of any credit product. The most functional credit is the credit on payment cards. Credit cards with grace period - are the variety of credit products of the Bank with an additional attractive condition for the client. Such product has excellent prospects – according to data of marketing researches of RODOVID BANK, the presence of grace period on a credit card is among the most important factors while the clients choose attractive kind of credit products", - Tatyana Rubanova, the Head of VIP-banking management of RODOVId BANK, said. According to her, the products without grace period also have the demand. That is why it is unlikely that in the nearest future will be complete card suppression without grace period. "I think, small banks would follow the market’s tendency and will introduce the credit products with grace period on their credit cards", - Tatyana Rubanova told.