OREANDA-NEWS. July 10, 2008. "RODOVID BANK" offers suitable conditions for small and medium-sized business. The borrower can get the sum from 20 thousand till 500 thousand UAH or the equivalent in UAH and EUR. The client may get money facilities on a term of 3-5 months with the grace period of returning up to 18 months. The borrower may get facilities as a loan or credit line. The borrower should be registered as legal entity and conduct standard bookkeeping. The amount of employees shouldn’t exceed 250 persons. The borrower should not be in corporation (holding) with total value of 35 million USD.

"The borrower can get money for financing of investment outlays and floating capital. Depending from the financial state of borrower, the interest rate can make 14,5% annual in USD and EUR", - Olga Nagorskaya, the deputy-head of coordination management of corporate product’s sale of OJSC "RODOVID BANK"

The share of own participation of potential borrower in realization of investment project should be not less 15% from total value of project. The necessary condition for credit grant is the norm of correlation of own and loan facilities with an allowance for potential loan – not less 30/70.

The key factors of such type of crediting are minimal loan cost for borrower and flexible and complex approach. The credit facilities can make up to 100% of total value of project at floating capital crediting and up to 85% at long-term investment projects crediting.