OREANDA-NEWS. September 9, 2008. "In case of cheapening of certain currency, the loans in this currency are more advantageous. But, taking into account that rate basis is the correlation UAH/USD, and also high level of volatility of EUR/USD rate, the possibilities of expenses on loan are equal. There are many factors that influence on borrower’s expenses. That is why we do not recommend to be oriented only at currency rate", - Alexander Sobolev, the vice-chairman of the Board of OJSC "RODOVID BANK", said.

According to him, the question is not only in currency selection but in its availability. "Taking into account that for the recent time the foreign currency has became more expensive, today there is no direct connection in interest rate’s and USD/EUR rate’s change".