OREANDA-NEWS  On 31 October was announced, that in 9M2008 VTB bank < BAMR UZ N/R > increased its net assets by 74.9% to USD 3.7bn (26.5% in the industry). Meanwhile, the credit portfolio of the bank grew 95.6% to USD 3.4bn. In particular, corporate loans increase by 89.8%, while retail loans rose by 148.8% in 9M2008. At the same time, the net income of the bank increased by 145.1% to USD 9.3bn, resulting in a 2.7% 2008E ROE (13.1% is the industry average).