OREANDA-NEWS. September 20, 2012. Ingosstrakh Insurance Company has made the first payment of insurance compensation on the policy bought in an office of Russian Post. Compensation in the amount of RUB 35,000 was given to a pensioner, a resident of Krasnoyarsk Territory, whose house suffered from fire.

In July 2012, Ingosstrakh Insurance Company and Russian Post launched a joint project, within the framework of which the sales of Moy Dom property insurance policies were organized in all postal operator offices. You can insure your property in 3,500 post offices in 28 Russian regions.

Moy Dom program is a box product for insurance of flats and structures. The insurance sum amounts to RUB 150,000. You can buy a policy for a flat or a house in just a few minutes in a post office, by paying RUB 1,100 or RUB 1,300, respectively. The standard agreement conditions do not envisage additional documents or premises examination. The insurant only needs a passport.

Moy Dom policy protects the property from the consequences of fire and water, natural disasters, explosions, wrongful acts of third parties, mechanical damage, terrorist attacks and other relevant risks.

According to the specialists, the reason for fire outbreak in the house in Krasnoyarsk Territory was a short circuit caused by a voltage drop in the power network. The owner was out during the accident. The smoke was noticed by neighbors who called fire fighters. Ingosstrakh Insurance Company has acknowledged this to be an insurance case and made a payment in the amount of RUB 35,000 within the shortest terms.

The compensation, received by the pensioner from Krasnoyarsk Territory, became the first payment within the framework of cooperation between Ingosstrakh Insurance Company and Russian Post.