OREANDA-NEWS. "Expert RA" rating agency confirmed ‘SIBSOTSBANK’ creditworthiness rating A, which means high credit solvency. The rating outlook is stable, which means the high probability of the rating maintenance in the mid-term.

The Agency highlights high capital adequacy as the factor having key positive impact on the Bank’s creditworthiness rating. High loan portfolio security, high resource base stability and the minimum currency risk are also typical of the Bank.

Low business profitability, insufficiently conservative loan provisioning policy and moderately low coverage of off-balance credit liabilities with highly liquid assets as of some reporting dates have a negative impact on the Bank’s creditworthiness.