OREANDA-NEWS. OBC India released financial results for Q4 of FY-2012-13.

(Rs. In Crore)

Q4

FY-2012

13

Q4

FY-2011

12

%

Growth

(YoY)

Financial

Year

ended

31.03.13

Financial

Year

ended

31.03.12

%

Growth

(YoY)

Operating Profit

946.53

753.92

25.55%

3690.69

3140.58

17.52%

Net Profit

307.94

264.90

16.25%

1327.95

1141.56

16.33%

Net Interest Income (NII)

1213.77

1068.15

13.63%

4701.16

4215.79

11.51%

Non Interest Income

461.71

343.75

34.32%

1654.71

1240.25

33.42%

March,2013

March,2012

Growth

(YoY)

Business Mix

3,06,084

2,69,015

13.78%

Total Deposits

1,75,898

1,55,965

12.78%

Total Advances

1,30,186

1,13,050

15.16%

Core Deposits

1,40,053

1,12,564

24.42%

Bulk Deposits

35,630

42,988

-17.11%

CASA Deposits

43,184

37,628

14.77%

CASA Deposits as percentage to Total Deposits

24.55%

24.13%

42 bps

Retail Advances

14,530

11,599

25.27%

CD Ratio

74.10%

72.68%

142 bps

Yield on Advances (12 Months)

12.27%

12.16%

11 bps

Book Value per Share (in Rs.)

402.97

361.20

11.56%

Earnings Per Share (in Rs.) -Annualised

45.51

39.13

16.30%

o Total cash recovery (including upgradation) Rs.437.53 crore during Q4 of FY-2012-13. Total recovery (including upgradation) during Financial Year ended 31st March, 2013 is Rs.1965.40 crore against Rs.1627.83 crore during Financial Year ended 31st March, 2012.

o Rs.550.19 crore recovered in technical written off accounts during FY-2012-13 against Rs.125.33 crore during FY-2011-12.

o Capital Adequacy of the Bank is 12.04% (Tier I - 9.18%, Tier II - 2.86%)

o 69 New Branches opened, 01 extension counter upgraded and 100 new ATMs installed during the quarter. Total delivery channels of the Bank stood at 3452 (2000 Branches and 1452 ATMs).