OREANDA-NEWS. ‘Expert RA’ rating agency assigned ‘KOSHELEV-BANK’ creditworthiness rating A, which means high credit solvency; the outlook is stable, which means high probability of maintaining the rating.

High capital adequacy was highlighted as a key factor positive for the Bank rating.

‘Expert RA’ notes the risks associated with the Bank’s business model change resulting from shareholder replacements in September 2012 (the Bank was repurchased from Societe Generale Financial Group by three businessmen carrying out the construction business) as the principal rating-restraining factor.