OREANDA-NEWS. 'Expert RA' rating agency assigned 'TYUMENAGROPROMBANK' creditworthiness rating A, which means high credit solvency; the rating outlook is stable, the rating sub-level is three. The stable outlook means high probability of maintaining the rating in the mid-term.

High loan portfolio security was regarded as the key factor positive for the Bank rating: as of September 1, 2013, the loan portfolio security coverage, including the pledge of securities, sureties and guarantees, came to 211.8%. The acceptable loan portfolio quality was also typical of the Bank: past-due debt in the corporate and individual business portfolio stood at 1.9% as of September 1, 2013; the share of troubled and uncollectible loans, at 3.5%. A good balance of assets and liabilities, by their maturities, in the short-term and the high securities portfolio quality additionally supported the rating. Moreover, the Agency highlighted good diversification of raised funds by maturities, low currency risks undertaken by the Bank and high information transparency.